About Banking on Bitcoin
Independent guides to using Bitcoin as an alternative to traditional banking. Honest, tested, no hype.
Our mission
Banking on Bitcoin exists to give ordinary people clear, honest information about using Bitcoin as a financial tool. Not as a get-rich-quick scheme — as a practical alternative to bank accounts, international transfers and savings products that are expensive, slow and increasingly unreliable.
The average European pays €180–€360 per year in banking fees. International transfers take 1–5 business days and cost €5–€50. Meanwhile, Bitcoin transactions via the Lightning Network cost less than €0.01 and settle in under a second. We think people deserve to know about this.
Who we are
Banking on Bitcoin is run by a small team of Bitcoin users, writers and developers who have been using Bitcoin as a financial tool since 2017. We are not traders, not financial advisors, and not affiliated with any exchange or wallet provider — except through disclosed affiliate relationships (see How we earn).
We write, test and update every guide ourselves. When we recommend a product, it's because we've used it.
Our principles
- Honesty: we cover downsides, risks and limitations — not just the upsides.
- Independence: no sponsored content. All recommendations are editorial.
- Transparency: affiliate links are always disclosed. See How we earn.
- No financial advice: we explain how things work; we don't tell you what to do with your money.
Contact
Questions, corrections, or suggestions? We read everything.
Email: info@bankingonbitcoin.net
We aim to respond within 2–3 business days. For press enquiries, please mention "press" in the subject line.
⚠️ Disclaimer: Banking on Bitcoin provides educational information only. Nothing on this site constitutes financial advice. Investing in Bitcoin carries risk. Always do your own research.